Were you hurt in a rideshare collision? While transportation services from companies like Uber and Lyft have revolutionized the way people get around, the convenience and affordability do not cancel out the possibility of being in a crash.
At Marr Law Firm, we understand that the aftermath of a collision can be overwhelming and disorienting. You might not know where to turn or who to trust after such a scary experience, but an Atlanta personal injury lawyer can make all the difference in your case.
With over 11 years of experience helping people, you can count on us to represent you as your Atlanta rideshare accident lawyer. We’re here to help you pursue the compensation you deserve as the victim of a collision.
Rideshare Insurance Coverage in Georgia
In Georgia, rideshare companies’ insurance coverage varies depending on the driver’s status at the time of the accident. This distinction is important when determining which insurance policy will apply and the extent of coverage available.
But don’t worry—you won’t have to handle the insurance side of things. Your rideshare accident attorney in Atlanta will handle those matters on your behalf. However, it can help to have a general understanding of how insurance works in your case.
Let’s take a look at three situations where the insurance coverage differs.
App Off
When a rideshare driver has their app turned off, they are off-duty. As such, their personal auto insurance will be regarded as the primary coverage if they get into a collision while off-duty.
App On, No Passenger
If a rideshare driver’s app is turned on and the driver is waiting to receive a ride request, the rideshare company that the driver works for will usually offer limited liability coverage if a crash happens at this point in the process.
Here’s what limited liability coverage often includes in the state of Georgia:
- Up to $50,000 per person for bodily injury
- Up to $100,000 per accident for bodily injury
- Up to $25,000 for property damage
En Route or Transporting Passengers
Once a rideshare driver accepts a ride and is either on the way to pick someone up or already has a passenger in their car, the total amount of coverage provided by the rideshare company is often far greater.
In Georgia, that means a rideshare company could extend up to $1 million in liability coverage and another $1 million for uninsured or underinsured motorist coverage. This is intended to cover anyone hurt in the accident during this specific window of time.
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(678) 533-5332Liability in Rideshare Accidents
Determining liability in rideshare accidents can be complicated because multiple parties could be partially at fault for the collision. In Georgia, the law acknowledges shared responsibility, meaning more than one party can be held liable for an accident.
Here are a few examples of those who might hold a portion of the liability for the crash that left you injured:
- The rideshare driver and the rideshare company that employed them
- Other drivers on the road at the time of the collision
- Third-party companies, like vehicle manufacturers or maintenance companies
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(678) 533-5332Statute of Limitations for Rideshare Accidents in Georgia
In Georgia, the statute of limitations for personal injury claims—including those that result from rideshare accidents—is two years from the date of the incident. This means that you only have 24 months to file a claim if you were injured in a rideshare collision.
If you fail to file within this timeframe, you could lose your right to seek compensation altogether. That’s why it is so important to hire a rideshare accident lawyer in Atlanta. Your attorney can make sure everything is filed in full and on time in your pursuit of compensation.
It’s also important to note that certain circumstances can affect this timeframe. Given the potential for nuance based on the details of your situation, it’s advisable to consult with Atlanta rideshare accident attorneys who will protect your rights throughout the entire legal process.
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(678) 533-5332What the Modified Comparative Negligence Rule Means for Your Rideshare Accident Case
Georgia’s modified comparative negligence rule plays a role in rideshare accident cases like yours. This rule allows for the apportionment of fault among multiple parties involved in an accident. In other words, your compensation will be affected by your percentage of fault.
For example, if a rideshare passenger is injured in a collision and found to be partially at fault for the crash because they interfered with the driver while the vehicle was in motion, that person’s compensation could be reduced by their percentage of fault. With this in mind, let’s say the passenger is found to be 25% at fault.
If the total cost of damages amounts to $100,000, then the passenger would only receive $75,000 after applying 25% to account for their comparative negligence. However, if you’re found to be 50% or more at fault, you would not receive any compensation at all.
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(678) 533-5332Contact Us Today to Meet With Rideshare Accident Attorneys in Atlanta
Rideshare accidents in Atlanta often involve multiple parties, shared liability, and layered insurance policies. Together, these details can make matters more complicated, and it can be confusing, especially for those who have no experience with the legal system.
The good news is that you’re not alone—an Atlanta rideshare accident attorney can take on your case and represent you from start to finish. That way, you can focus on healing from the trauma and recovering from your injuries.
Don’t let the aftermath of a collision overwhelm you. Instead, reach out to Marr Law Firm as soon as possible. Let us work for you—call us to discuss your legal needs.
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(678) 533-5332