Were you hurt in a rideshare collision? While transportation services from companies like Uber and Lyft have revolutionized the way people get around, the convenience and affordability do not cancel out the possibility of being in a crash.
At Marr Law Firm, we understand that the aftermath of a collision can be overwhelming and disorienting. You might not know where to turn or who to trust after such a scary experience, but a personal injury lawyer serving Tennessee, Georgia, and Florida can make all the difference in your case.
With over 11 years of experience helping people, you can count on us to represent you as your rideshare accident lawyer serving Tennessee, Georgia, and Florida. We’re here to help you pursue the compensation you deserve as the victim of a collision.
Rideshare Insurance Coverage in Tennessee, Georgia, and Florida
In Tennessee, Georgia, and Florida, rideshare companies’ insurance coverage can vary depending on the driver’s status at the time of the accident. This distinction is important when determining which insurance policy will apply and the extent of coverage available.
But don’t worry—you won’t have to handle the insurance side of things. Your rideshare accident attorney serving Tennessee, Georgia, and Florida will handle those matters on your behalf. However, it can help to have a general understanding of how insurance works in your case.
Let’s take a look at three situations where the insurance coverage differs.
App Off
When a rideshare driver has their app turned off, they are off-duty. As such, their personal auto insurance will usually be regarded as the primary coverage if they get into a collision while off-duty.
App On, No Passenger
If a rideshare driver’s app is turned on and the driver is waiting to receive a ride request, the rideshare company that the driver works for will usually offer limited liability coverage if a crash happens at this point in the process.
Limited liability coverage may include:
- Bodily injury coverage per person
- Bodily injury coverage per accident
- Property damage coverage
En Route or Transporting Passengers
Once a rideshare driver accepts a ride and is either on the way to pick someone up or already has a passenger in their car, the total amount of coverage provided by the rideshare company is often far greater.
In Tennessee, Georgia, and Florida, rideshare company insurance may provide additional liability coverage during this specific window of time. This coverage is intended to help protect people hurt in an accident involving an active rideshare trip.
Liability in Rideshare Accidents
Determining liability in rideshare accidents can be complicated because multiple parties could be partially at fault for the collision. In Tennessee, Georgia, and Florida, the law may account for shared responsibility, meaning more than one party can be held liable for an accident.
Here are a few examples of those who might hold a portion of the liability for the crash that left you injured:
- The rideshare driver and the rideshare company that employed them
- Other drivers on the road at the time of the collision
- Third-party companies, like vehicle manufacturers or maintenance companies
Statute of Limitations for Rideshare Accidents in Tennessee, Georgia, and Florida
In Tennessee, Georgia, and Florida, the statute of limitations for personal injury claims—including those that result from rideshare accidents—depends on the state where the crash occurred and the facts of your case.
If you fail to file within the required timeframe, you could lose your right to seek compensation altogether. That’s why it is so important to hire a rideshare accident lawyer serving Tennessee, Georgia, and Florida. Your attorney can make sure everything is filed in full and on time in your pursuit of compensation.
It’s also important to note that certain circumstances can affect this timeframe. Given the potential for nuance based on the details of your situation, it’s advisable to consult with rideshare accident attorneys serving Tennessee, Georgia, and Florida who will protect your rights throughout the entire legal process.
What Comparative Negligence Rules Could Mean for Your Rideshare Accident Case
Comparative negligence or shared fault rules can play a role in rideshare accident cases like yours. These rules may allow for the apportionment of fault among multiple parties involved in an accident. In other words, your compensation may be affected by your percentage of fault.
For example, if a rideshare passenger is injured in a collision and found to be partially at fault for the crash because they interfered with the driver while the vehicle was in motion, that person’s compensation could be reduced by their percentage of fault. With this in mind, let’s say the passenger is found to be 25% at fault.
If the total cost of damages amounts to $100,000, then the passenger may only receive $75,000 after applying 25% to account for their comparative negligence. However, depending on the state and the facts of the case, being assigned too much fault could prevent an injured person from recovering compensation.
Contact Us Today to Meet With Rideshare Accident Attorneys Serving Tennessee, Georgia, and Florida
Rideshare accidents in Tennessee, Georgia, and Florida often involve multiple parties, shared liability, and layered insurance policies. Together, these details can make matters more complicated, and it can be confusing, especially for those who have no experience with the legal system.
The good news is that you’re not alone—a rideshare accident attorney serving Tennessee, Georgia, and Florida can take on your case and represent you from start to finish. That way, you can focus on healing from the trauma and recovering from your injuries.
Don’t let the aftermath of a collision overwhelm you. Instead, reach out to Marr Law Firm as soon as possible. Let us work for you—call us to discuss your legal needs.
